Bank bonuses. High-yield savings. Cash back apps. We track the best deals so you don't have to.
All-in-one checking and savings with 4.30% APY. No monthly fees, no minimum balance. Get up to $300 bonus with qualifying direct deposit. Early paycheck access included.
Highest APY available at 4.31% with qualifying direct deposit. Integrated checking and savings in one account. Get paid up to 2 days early with no monthly fees.
Earn 3.75% APY on balances of $5,000+. FDIC-insured with digital convenience. Get a $300 bonus when you deposit $50,000 or more and maintain for 90 days.
Earn 3.75% APY with no monthly fees and no balance tiers. Simple, straightforward savings with 90,000+ fee-free ATMs. FDIC insured up to $250,000.
| Bank | APY | Bonus | Min Balance | Monthly Fee |
|---|---|---|---|---|
| SoFi | 4.30% | $300 | $0 | $0 |
| Axos ONE | 4.31% | — | $0 | $0 |
| CIT Bank | 3.75% | $300 | $5,000 | $0 |
| Quontic | 3.75% | — | $100 | $0 |
We reviewed 50+ savings accounts and ranked by APY, fees, and requirements. No pay-to-play—just the best rates available right now.
Yes. All are FDIC insured up to $250,000 per depositor.
Most transfers take 1-2 business days. Some offer instant transfers.
If you're earning 0.01% at Chase or BofA, yes. These pay 50x more.
Our top pick: SoFi for the $300 bonus + 4.30% APY. Takes 5 minutes to open.
Open a SoFi AccountDisclosure: Gabcast is reader-supported. We may earn a commission when you open an account through our links—at no extra cost to you. APYs accurate as of December 2025 and may change.
Gabcast, formerly SavingExpert, brings together high-yielding savings products offered by a network of U.S. financial institutions. It’s your destination to discover competitive savings products and start saving wisely. Select and fund multiple savings products from different institutions and manage them all from one account.
Savings products from our network of financial institutions offer flexible terms and some of the most competitive interest rates. You can easily find the right product or mix of products for you.
